Monthly Archives: May 2013

“SHOP” Exchanges: Not Quite Open for Business

The health insurance exchanges that will be established by either the federal government or state governments based on the PPACA may be extremely helpful for lower income individuals. These exchanges will provide subsidies to individuals who earn up to 400% of … Continue reading

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The Employer’s Dilemma: Determining Whether Coverage is “Affordable” under the PPACA

The Patient Protection and Affordable Care Act (“PPACA”) imposes many demands upon employers. To avoid penalties under the PPACA, an applicable large employer will need to provide “minimum essential health benefits coverage” for all full-time employees that is both “affordable” and … Continue reading

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DOL releases Model Notices employers must distribute regarding new Health Insurance Marketplaces (Exchanges)

The Department of Labor released the long-awaited Model Notices employers must distribute regarding the new Health Insurance Marketplace (commonly referred to as “exchanges”).  The original deadline for distribution of the notice to employees was March 1, 2013, but the DOL … Continue reading

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