Tag Archives: health insurance

King Decision on ACA Subsidies

Posted on July 28, 2014 by Jim Hamilton

On July 22, 2014, two conflicting decisions on the legality of insurance subsidies provided in federally established health care exchanges were handed down. In the Halbig decision, discussed previously in this blog, the D.C. Circuit of the U.S. Court of … Continue reading →

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Final Rule on Bona Fide Orientation Periods and the 90-Day Waiting Period Limitation

Posted on July 2, 2014 by Jim Hamilton

The 2010 enactment of the Affordable Care Act (“ACA”) added provisions to the Public Health Service Act (“PHS”), the Internal Revenue Code (“the Code”) and ERISA. Chief among these changes was the prohibition against waiting periods of more than 90 … Continue reading →

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Examining Windsor’s Impact On Health and Life Insurance

Posted on June 18, 2014 by Jim Hamilton

In a previous post, found here, we discussed the landmark Supreme Court ruling in Windsor and its impact on qualified retirement plans.   However, the impact of the Windsor is not limited to qualified retirement plans, but applies to a wide … Continue reading →

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Adjustments to the Cadillac Tax Threshold Amounts

Posted on May 27, 2014 by Bose McKinney & Evans LLP

Beginning in 2018, an excise tax will be imposed on the value of health insurance benefits exceeding the applicable threshold. As noted in our earlier post, if a health plan exceeds the applicable threshold, the 40% excise tax will be … Continue reading →

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Projected PPACA Costs: 72% Increase in Indiana, 50% Decrease in New York

Posted on July 23, 2013 by Bose McKinney & Evans LLP

State officials have been weighing in regarding the impact of the Affordable Care Act on insurance premiums through the new health insurance exchanges.  Initial reports indicate that the impact on the individual market may be dramatic (either positive or negative) … Continue reading →

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PPACA § 1558: Trap for the Unwary

Posted on July 9, 2013 by Jim Hamilton

Last week, the U.S. Department of the Treasury (“Treasury”) made a major announcement that indicated the employer responsibility penalties established by the PPACA (“Patient Protection and Affordable Care Act”) will be delayed until 2015. Some initial observations pertaining to the … Continue reading →

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RED LIGHT: TREASURY DELAYS PPACA EMPLOYER PENALTIES

Posted on July 3, 2013 by Jim Hamilton

In a stunning move, the U.S. Department of the Treasury (“Treasury”) delayed the shared responsibility penalties under the Patient Protection and Affordable Care Act (“PPACA”) until 2015.  Late Tuesday afternoon, Treasury posted a blog entitled Continuing to Implement the ACA … Continue reading →

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HealthCare.gov is Operational

Posted on June 27, 2013 by Bose McKinney & Evans LLP

On June 24, the Department of Health and Human Services (HHS) launched a newly redesigned website that is meant to educate consumers on the novel health care options being created through the implementation of the PPACA. To supplement the website’s educational … Continue reading →

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COBRA Continuation Coverage: Have You Updated Your COBRA Election Notices Yet?

Posted on June 21, 2013 by Jim Hamilton

On May 8, 2013, the Department of Labor (DOL) released changes to the COBRA Model Election Notice. The new model notice will inform “qualified beneficiaries” about the PPACA’s establishment of government-run health care exchanges. Open enrollment for the exchanges should … Continue reading →

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Community Rating: Is It Time for Small Businesses to Self-Insure?

Posted on June 3, 2013 by Jim Hamilton

The PPACA has already changed the health insurance landscape in the United States. In 2014, the health insurance landscape will continue to shift when several of the PPACA’s provisions are implemented. The PPACA’s community rating rules are one of the … Continue reading →

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