Tag Archives: health insurance

King Decision on ACA Subsidies

On July 22, 2014, two conflicting decisions on the legality of insurance subsidies provided in federally established health care exchanges were handed down. In the Halbig decision, discussed previously in this blog, the D.C. Circuit of the U.S. Court of … Continue reading

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Final Rule on Bona Fide Orientation Periods and the 90-Day Waiting Period Limitation

The 2010 enactment of the Affordable Care Act (“ACA”) added provisions to the Public Health Service Act (“PHS”), the Internal Revenue Code (“the Code”) and ERISA. Chief among these changes was the prohibition against waiting periods of more than 90 … Continue reading

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Examining Windsor’s Impact On Health and Life Insurance

In a previous post, found here, we discussed the landmark Supreme Court ruling in Windsor and its impact on qualified retirement plans.   However, the impact of the Windsor is not limited to qualified retirement plans, but applies to a wide … Continue reading

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Adjustments to the Cadillac Tax Threshold Amounts

Beginning in 2018, an excise tax will be imposed on the value of health insurance benefits exceeding the applicable threshold. As noted in our earlier post, if a health plan exceeds the applicable threshold, the 40% excise tax will be … Continue reading

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Projected PPACA Costs: 72% Increase in Indiana, 50% Decrease in New York

State officials have been weighing in regarding the impact of the Affordable Care Act on insurance premiums through the new health insurance exchanges.  Initial reports indicate that the impact on the individual market may be dramatic (either positive or negative) … Continue reading

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PPACA § 1558: Trap for the Unwary

Last week, the U.S. Department of the Treasury (“Treasury”) made a major announcement that indicated the employer responsibility penalties established by the PPACA (“Patient Protection and Affordable Care Act”) will be delayed until 2015. Some initial observations pertaining to the … Continue reading

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RED LIGHT: TREASURY DELAYS PPACA EMPLOYER PENALTIES

In a stunning move, the U.S. Department of the Treasury (“Treasury”) delayed the shared responsibility penalties under the Patient Protection and Affordable Care Act (“PPACA”) until 2015.  Late Tuesday afternoon, Treasury posted a blog entitled Continuing to Implement the ACA … Continue reading

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