Tag Archives: healthcare insurance

Community Rating: Is It Time for Small Businesses to Self-Insure?

The PPACA has already changed the health insurance landscape in the United States. In 2014, the health insurance landscape will continue to shift when several of the PPACA’s provisions are implemented. The PPACA’s community rating rules are one of the … Continue reading

Posted in Patient Protection and Affordable Care Act | Tagged , , , , , , , , , | Leave a comment

“SHOP” Exchanges: Not Quite Open for Business

The health insurance exchanges that will be established by either the federal government or state governments based on the PPACA may be extremely helpful for lower income individuals. These exchanges will provide subsidies to individuals who earn up to 400% of … Continue reading

Posted in Patient Protection and Affordable Care Act | Tagged , , , , , , , , | Leave a comment

The Employer’s Dilemma: Determining Whether Coverage is “Affordable” under the PPACA

The Patient Protection and Affordable Care Act (“PPACA”) imposes many demands upon employers. To avoid penalties under the PPACA, an applicable large employer will need to provide “minimum essential health benefits coverage” for all full-time employees that is both “affordable” and … Continue reading

Posted in Patient Protection and Affordable Care Act | Tagged , , , , , | Leave a comment